The corporate’s web premium revenue stood at Rs 1.26 lakh crore in Q3FY26, up 17% over Rs 1.07 lakh crore posted within the corresponding interval of the final monetary yr.
India’s largest life insurer noticed a 28% sequential bounce in its PAT within the quarter below assessment, versus Rs 10,098 crore in Q2FY26, regardless of the online premium revenue declining marginally by 0.7% quarter-on-quarter.
A complete of 1,16,63,856 insurance policies had been bought within the particular person section throughout the nine-month interval ended December 31, 2025, as in comparison with 1,17,10,505 insurance policies bought throughout the identical interval final fiscal yr, registering a lower of 0.40%.
On an Annualised Premium Equal (APE) foundation, the full premium was Rs 44,007 crore for the 9MFY26. Of this, 62.61% or Rs 27,552 crore was accounted for by the Particular person Enterprise and 37.39% or Rs 16,455 crore by the Group Enterprise.
Inside the Particular person Enterprise, the share of Par merchandise on APE foundation was 63.54% (Rs 17,507 crore), and a steadiness 36.46% (Rs 10,045 crore) was resulting from Non Par merchandise. The Particular person Non Par APE has elevated to Rs 10,045 crore for the 9 months ended December 31, 2025, from Rs 6,813 crore within the year-ago interval, registering a development of 47.44%.
A complete of 1,16,63,856 insurance policies had been bought within the particular person section throughout the 9 months interval ended December 31, 2025 as in comparison with 1,17,10,505 insurance policies bought throughout the 9 months interval ended December 31, 2024, registering a lower of 0.40%.
On an Annualized Premium Equal (APE) foundation, the full premium was Rs 44,007 crore for the 9MFY26. Of this 62.61% or Rs 27,552 crore was accounted for by the Particular person Enterprise and 37.39% or Rs 16,455 crore by the Group Enterprise.
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Inside the Particular person Enterprise, the share of Par merchandise on APE foundation was 63.54% (Rs 17,507 crore) and steadiness 36.46% (Rs 10,045 crore) was resulting from Non Par merchandise. The Particular person Non Par APE has elevated to Rs 10,045 crore for the 9 months interval ended December 31, 2025 from Rs 6,813 crore for the 9 months interval ended December 31, 2024 registering a development of 47.44%.
The Worth of New Enterprise (VNB) for the 9 months ended December 31, 2025 was Rs 8,288 crore as in comparison with Rs 6,477 crore for the 9 months interval ended December 31, 2024, registering a development of 27.96%. The Internet VNB margin throughout this era elevated by 170 bps to 18.8% as in comparison with 17.1% within the yr in the past interval.
The Solvency Ratio as on December thirty first, 2025 elevated to 2.19 as in opposition to 2.02 on December 31, 2024.
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The Property Beneath Administration (AUM) elevated to Rs 59,16,680 crore as on December 31, 2025 as in comparison with Rs 54,77,651 crore on December 31, 2024 registering a rise of 8.01% yr on yr.
The Total Expense Ratio for the 9 months interval ended December 31, 2025 decreased by 132 bps to 11.65% as in comparison with 12.97% for the 9 months interval ended December 31 2024.
(Disclaimer: Suggestions, ideas, views and opinions given by the consultants are their very own. These don’t signify the views of The Financial Occasions)
